Benjamin Franklin is famously quoted as saying, “Neither a borrower nor a lender be.”  In other words, don’t borrow nor lend money.  I’ve borrowed Franklin’s quote for the title of this post and to make another point.  What is that point?  Don’t be either an employee nor a boss. But wait, I can hear you [...]

What do you want out of life?  Can you imagine a more important question you can ask yourself?  Yet most people never bother to ask the question, or if they do, they fail to ever come up with an answer. Look around you.  How many people are living a life of their own design?  The [...]